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Rates 
    R Low, but they're starting to go back 
    up
    Now is the time to refinance if you haven't already.
    Don't let interest rates pass you by!
 
    Why should you refinance your home?
    Take 
    cash out for:
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    Low Credit Score? No problem!
    First time home buyer? NoProblem!
     
    100% Financing? No Problem!
    Lowest possible interest rate? No problem!
    You 
    could be $aving HUNDRED$ of dollar$ off your mortgage payment$ EACH MONTH!!!
WHAT ARE YOU WAITING FOR?!!!
Rates have nowhere to go but UP.